Finance & Money Calculators

Personal Finance Calculators — Plan Your Money

Making informed financial decisions requires accurate numbers. These 12 free calculators cover everything from splitting a restaurant bill to evaluating a 30-year mortgage. All tools run locally in your browser, so your financial data never leaves your device.

Loans and Credit

The EMI Loan Calculator shows your monthly instalment for any loan amount, interest rate, and tenure. The Mortgage Calculator provides a full amortisation breakdown so you can see exactly how much interest you will pay over the life of a home loan.

Investments and Returns

Use the Compound Interest Calculator to see how your savings grow over time with reinvested earnings. The ROI Calculator and Investment Return Calculator help evaluate whether a purchase or investment is worthwhile.

Everyday Money Tools

The Discount Calculator quickly shows the final price after a percentage off. The VAT / Tax Calculator adds or removes tax from any amount. The Tip Calculator handles restaurant gratuities and bill splitting. The Salary / Wage Calculator converts between hourly, daily, monthly, and annual pay rates.

Is my financial data safe?
Yes. All calculations happen in JavaScript running in your browser. No figures you enter are ever sent to our servers, stored in a database, or shared with any third party.
How accurate is the Currency Converter?
Exchange rates are fetched from a public API and updated daily. For real-time trading or wire transfers, always confirm rates with your bank or broker.
Can I use these for tax filing?
These tools are designed for quick estimates and planning. For official tax submissions, consult a qualified accountant or use your country's official tax authority software.